“I am leading a happy life after being attached to WCBT-MCP. But the scenario was different four years ago. I and my husband had to go through hardship along with our two children,”
Lucky
Lucky was born into a poor family in Narendrapur, a small village in Mymensingh district. She was the youngest daughter of her parents four children. From the very beginning, Lucky had an interest in and eagerness for education. But her father was a day laborer. So the financial condition of their family was not good. When she studied in class five at that time, she lost her father. After losing her father, the wife of the elder brother told Lucky that she could not cover the cost of education fees. For this reason, her education stopped. When she was fourteen, she got married to Billal Hossain who was unemployed.
After marriage, Lucky lived with her mother-in-law in Mymensingh. The family consisted of eleven members who lived from hand to mouth. Lucky was always busy with the household work of this big family. But family members often tortured her mentally and physically without any cause or for silly matters. At last, she decided to leave her husband’s house and motivated her husband to migrate to Dhaka for a better living.
She migrated to Dhaka and started a new life. With 2000/=, she started the business of selling tea on the streets. Those who drink tea are usually men. Many of them looked at her with the eyes of the devil. She was very uncomfortable at that time, but she did not leave this business. They were not making much profit as the capital was low. She could not feed her sons well. She tried to manage loans from her relatives, but they denied assisting her. She would not like to take loans from any money lenders, pawn shops due to exorbitant rates of interest, which was a risk for her that she realized. Desperately, she was trying to expand the volume of her present business to meet family expenses. She was also anxious for her two children.
“The bad days are over. My current monthly income is nearly 25,000 taka. My family’s days are now better because of this income. My kids are getting good nutrition, dressing nicely, and attending school. My younger son, who is 5 years old, is in playgroup, while my elder son, who is 7 years old, is in nursery. She also said that WCBT encourages women to empower themselves through financial support, and it also helps us understand values, gender issues, business management, and health issues. Earlier I used to treat customers badly, but after participating in the values training, I now think of my clients as Lakshmi (Image of God). World Concern Bangladesh Trust micro credit program is the lighthouse for the poor.”
Lucky
Then she found out about the World Concern Bangladesh Trust microcredit program from a neighbor. WCBT MCP Program in Dakshin Badda admitted her as a member of ” Muniya Mahila Khurdro Byepsa Somity.” By saving regularly, she received her first loan from UMCP Tk.20,000 She invested the loan properly in her business and purchased tea business equipment. Her repayment record was good; she got her second loan of Tk. 40, 000 and rented a big shop with these loans. After repaying her second loan, she borrowed Tk 60, 000/- for the third time. These loans helped her business a lot. In fact, these loans not only contributed to developing her business but also brought a change to the family by increasing their monthly income, and improving their lifestyle.
Lucky expressed her happiness, ” The bad days are over. My current monthly income is nearly 25,000 taka. My family’s days are now better because of this income. My kids are getting good nutrition, dressing nicely, and attending school. My younger son, who is 5 years old, is in playgroup, while my elder son, who is 7 years old, is in nursery. She also said that WCBT encourages women to empower themselves through financial support, and it also helps us understand values, gender issues, business management, and health issues. Earlier I used to treat customers badly, but after participating in the values training, I now think of clients as Lakshmi (Image of God).”
She expressed her gratitude to World Concern Bangladesh Trust. She said, “World Concern Bangladesh Trust micro credit program is the lighthouse for the poor.”